Rates & Insurance
Full Session Rate: $175 per 50-minute session
It’s important to me to make my services as accessible as I can afford to do, so I offer several different ways we can work together, depending on what fits your situation. Please find full details on each option as well as FAQs further down the page.
If you're not sure what makes sense for you, feel free to reach out and we can figure it out together.
Private Pay: You pay my full session rate directly, with no insurance involved.
Sliding Scale: A limited number of reduced-rate spots are available for those who need it. Please don’t hesitate to ask about this option.
Out-of-Network Insurance: You pay my full rate upfront, and if your plan includes out-of-network benefits, you may be able to get a portion reimbursed. I use Mentaya to make that process easier. You can use the Benefits Checker below to get an estimate of your reimbursement rate.
In-Network Insurance: You use your insurance benefits directly through Headway, a platform that verifies your benefits and handles billing and claims.
Option 1: Private Pay
Clients pay my full session rate directly, with no insurance company involved. Many people choose this option for the privacy it offers — since no claim is filed, no diagnosis or treatment information is shared with an insurance company, and it stays between the two of us.
Private pay also means our work together isn't limited by what an insurance plan will or won't cover — we can decide together on frequency, length of treatment, and approach based on what's actually most useful for you, not what's reimbursable.
Option 2: Sliding Scale
I reserve a limited number of sliding scale spots for clients who want to work with me but for whom my full rate isn't accessible right now. If you're interested, reach out and let me know.
There's no proof-of-income required. You let me know the maximum rate that's doable for your situation, and I'll let you know if that works on my end. If it doesn't, I'm happy to share resources for finding more affordable therapy.
Option 3: Out-of-Network
For many clients, I am an out-of-network provider, which means you pay my full session rate directly, and I don't bill your insurance company on your behalf. However, if your insurance plan includes out-of-network (OON) benefits, you may be able to get a significant portion of that cost reimbursed.
To make this easier, I use Mentaya, a service that submits your reimbursement claims for you — no paperwork or phone calls required. Many clients are reimbursed 50–80% of my session fee, though this varies by plan.
How It Works:
You pay my full rate at the time of our session.
Mentaya submits the claim to your insurance company on your behalf.
Your insurance reimburses you directly, according to your plan's OON benefits.
Out-of-Network Benefits Checker
Mentaya helps make it easier for clients to use their out-of-network benefits to save money on therapy. You can use the tool below to see if you qualify for reimbursement for my services.
Option 4: In-Network Insurance
For clients who want to use in-network insurance benefits, I partner with Headway, which handles insurance billing and verification.
I currently accept Anthem Blue Cross through Headway.
How It Works:
After our consultation call, I will send you an invitation to sign up for a free account on Headway.
Headway will verify your benefits and tell you your copay estimate before your first session.
You enter a card to keep on file with Headway and they bill your insurance directly, so there's no reimbursement paperwork on your end.
Get In Touch
Have questions about rates, insurance, or what might work best for your situation? I'm happy to talk it through — reach out and we can figure out the right fit together.
FAQs
It can be confusing! Please feel free to reach out directly with any questions that aren’t answered here.
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My full private pay fee is $175 per 50-minute session.
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Yes — I set aside a limited number of sliding scale spots for clients for whom my full rate would be a barrier to starting or continuing therapy. There's no need to provide proof of income; we'll simply talk together about a rate that feels workable for you.
If you're interested, just mention it when you reach out or during our first conversation — there's no special process or paperwork involved, and you're welcome to ask directly.
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Right now, I accept Anthem Blue Cross as an in-network provider through Headway. This changes from time to time, so feel free to reach out and ask. If I'm not currently working with your plan, you may still be able to use your out-of-network benefits (see below).
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"In-network" means I have a direct contract with your insurance plan (through Headway), so your insurance is billed directly and you're only responsible for your copay or coinsurance at the time of the session.
"Out-of-network" means I'm not contracted with your insurance plan, so you pay my full session rate upfront, and then — if your plan includes out-of-network benefits — you can submit a claim for partial reimbursement. I use Mentaya to help simplify that process.
Whether out-of-network makes sense for you depends on your specific plan, so it's worth checking with your insurance about your out-of-network benefits before deciding.
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The easiest way is to use the free benefits checker above on this page — just enter your insurance details and it will estimate your out-of-network coverage, deductible, and potential reimbursement.
If you'd rather check directly, you can call the number on the back of your insurance card and ask:
Do I have out-of-network mental health benefits?
Have I met my deductible, and if not, what is it?
What percentage of the session rate would be reimbursed?
Is there a limit on the number of sessions covered per year?
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Mentaya handles the claims process for you — after each session, I submit your info through their platform, and they file the out-of-network claim with your insurance and track it on your behalf. Any reimbursement is paid directly to you, typically a percentage of my rate once you've met your deductible.
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I accept credit cards, debit cards, and HSA/FSA cards. Since sessions are conducted online, I don't accept cash or check.
A card is kept securely on file and charged after each session, within 72 hours.
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Yes — I offer a free 15–20 minute consultation by phone or video. It's a chance to share what's bringing you to therapy, ask any questions, and see if we feel like a good fit before scheduling a first session.